If you are a single mom, you now doubt know just how difficult life can be. Bills bill and more bills make life a living hell. Now you may have heard about “grants for single mothers,” either from a website, on a forum, or just mentioned by someone. The problem is that there is actually very little REAL information on the topics of grants. Oh yes, there is some information out there, but most of it is crap, off-target, flat out wrong or even outright lies. There are grants, but maybe not as much as you’ve been led to believe.
This article will help set the record straight for you single moms out there and shed light on some of the legit single mother grants, scholarships, low income assistance, and emergency help programs that are available.
We’ve completely updated this article for 2016, so the information and programs are as current and as accurate as we can make it.
Now for moms not in a rush and who want extensive information about other LEGIT single mother assistance programs, keep reading (and grab a large cup of coffee because it’s a long read!).
A Word about Grants…
Let’s get the main question you are no doubt asking: “are there any real grants for single mothers available?”
The answer is yes, but the majority of grants for individuals are in fact given only to students and not to regular individuals.
You may have heard a lot about federal grants for single mothers, especially if you have done any sort of search online for this term. The bad news is, as far as I’m aware, there are no such things as federal grants for single moms.
Yes, you heard me right: NO, the government has not made available specific money (as of 2010) just for single moms in the form of grants. Now, that is not to say that there is no grant money that a single mom can qualify from, but there are no “single mom grants” given out by the federal government.
Instead, the federal government provides assistance either indirectly through community sponsored organizations (which in turn distribute funding in the form of training, single mother assistance, pregnancy help, etc) or directly through low income assistance programs.
So no, if you’ve been told there are specific federal grants for single parents / single mothers, then you have been misled because as of 2016 there are NO federal or state grants with that title.
Having said this, there are a whole wack of federal benefit programs that low-income individuals may apply for if you meet the low income requirements. Some of these programs specifically target mothers with children. These federal programs provide, education, food, and in some cases, money, for needy people; as a single mother in need of financial help, you stand a very good chance of qualifying for some of these programs should you apply.
But, you are going to have to apply for them, which means you’ll have to put effort into the process and it will take TIME. You may even be rejected — I can’t promise you that the US government is going to hand you a pile of money or food stamps or whatever assistance you are looking for.
You will have to find the RIGHT program, apply for it, and wait to see if you are accepted.
Keep in mind there are a host of private programs that you can seek help from too, specifically from websites.
The Short Guide to Getting Assistance
This is a long article with lots of depth. I’ve created a short guide here that outlines the basics. For more details and more programs, keep on reading the article.
I Need “Free Stuff” as a Struggling Mom
Website Giveaways & Coupons: These are basically websites that offer people free stuff to sign up. The sign ups are usually free and are basically so that the website/organization can build up a network of readers. I can’t give you a list here because these sites change as do the offers. But you can do a google search for ‘free stuff for moms’. You might fight coupons, free diapers, and other such.
Charities & Foodbanks: Another more known means of getting some quick aid is to visit your local Foodbank or charity. You can get free food, free clothing, and household items. If you are in desperate need of emergency essentials, look into this.
Pretty much all of these programs that will offer you free stuff won’t give you money. If it’s money you are after, then you’ll need to pursue some sort of scholarship/grant/government aid program. So let’s go over the different types of grant/scholarship funding for single mothers and how to get that funding, if it is possible.
Housing Assistance for Single Mothers
If you are looking for housing assistance or rental assistance to help you stay in your home, please check out our Ultimate Guide to Housing Assistance for Single Mothers article. We cover all the major forms of LEGIT assistance that will help you keep your home (or if you don’t have one, rent an affordable one). In short, there is a wack of housing assistance in the US through the Section 8 Housing programs which includes Housing Vouchers and Low Income Housing programs. However, Section 8 is a real process to apply for and it can take a very long time to get accepted. This is NOT an emergency housing solution, but more of a longer term strategy if you need to save on rent. Look at other emergency housing options if you need help to pay your rent.
State Government Assistance for Single Mothers
If you are trying to find assistance from your state, pleas read our State Assistance for Single Mothers page, which has a full list of programs in each state that might be of interest to single moms and single dads in need of financial help.
Grants for Single Mothers
There are no ‘grants for single moms’ category of grant. At least not given out by the government. It’s possible to find grants for education by nonprofit organizations that may target women and single mom types in need. However, there’s not really an official category of such.
Realistically, if we equate ‘grant aid’ to being general assistance for low income persons, then these major ‘grant aid’ areas would only be:
- Education Grants (easy to get)
- Small Business Grants (hard to get)
- Food Assistance (in the form of Food stamps and other supplemental food programs)
- Housing Assistance (in the form of housing vouchers and low income apartments)
There’s a variety of food assistance programs. Some of the major government programs:
Continue reading our article for more coverage of these programs. You can also see our How to Get Free Food Assistance Help article.
There are some programs that aim to provide childcare assistance. Read our article about finding child care assistance.
If you are being abused and need information and help about this, read our abuse assistance.
The Guide to Grant & Assistance Programs
Still interested in getting some sort of aid?
At this point, I’m assuming you are a) qualify as a low income household and b) are in need of assistance, be it financial, housing, educational, or career. The good news is that there are a lot of programs both federal, state, and non profit that can help you.
There is not ONE single source that will provide everything you need, however. At best, you will have to look at various individual programs offered by the federal and state government. And you’ll have to look at non-profit / charity assistance programs for aid as well. And if you need anything else, you are going to have to provide that through your own efforts (a job, say).
So, in short, getting financial assistance is NOT the single solution you are looking for. At best, it can help, but it won’t be THE SOLUTION.
Only YOU, through your efforts and your own career, can you fix your solution.
With that disclaimer out of the way, let’s go over the categories of assistance and the specific programs you can apply for.
Financial Assistance for School
If you are going back to college as a single mom, you’ve got a battle on your hand to secure funding. You will probably have to pay for your education with a combination of student loans, federal student aid, scholarships (if you qualify), and a part time (or full time!) job.
The federal government is not shy about giving money is to students in need. Though the federal government usually does not provide federal assistance for individuals (visit the grant.gov website if you don’t believe me), they do provide direct financial assistance for students. The idea is that students are a good investment for the government; if money is put into helping students afford school so they can actually get higher education, the economy will benefit (and those students are less likely to apply for low income assistance in the future).
So if you are a mother who is thinking about going back to college or seeking to get some certified training, you stand a good chance of getting some free money in the form of grants for school
Now I don’t claim that federal grants for students will pay for all your schooling. They will not in most cases. But combining federal grants for students with school scholarships and other college financial aid programs a college (or training center) may offer to financially needy students, it’s possible to take a pretty good chunk out of your education fees with grants. It’s possible to get thousands of dollars per semester in grant aid.
Save Money Through an Online Degree
One way we recommend you save money is by pursuing a legit degree online. There are accredited online universities that will allow you to work from home (all you need is the internet), during your own hours. You still have to put in the time (you are looking at a couple years at least), but you can save a significant amount of money. Going to a regular college is great, but if you can’t afford it or you simply don’t have the time to attend regular hour classes, then an online college degree is the next best thing. Just make sure the online university is legit and credited! These are NOT free universities, but pay for profit universities. There have been some real scams the past few years with universities such as The University of Phoenix. So while the idea of an online, cheaper university is great in theory, you may be better off looking at a local university that’s credited.
First off, how do you pay for school as a single mom?
Here’s a list of some possible means of getting some extra money for school:
- Federal Grants/Private Grants for School
- Federal/Private Student Loans
- On-Campus Work Programs/Federal Work Study (FWS Program)/Part Time Job
- State Scholarships/College Scholarships/Private Scholarships
- Part Time Work / Full Time Work
Private grants and scholarships do exist and are perhaps the best way of getting money as a single mother to pay for school expenses. You might find private grants offered by fellowships, businesses, schools, or even websites!
One specific area of financial aid are educational grants, which is our next section.
1. College /Education Grants for Single Mothers
Educational grants are grants for students. These come from federal, state, education institutions, non profit organizations, and businesses. So the net you can cast, when looking for grant assistance to help pay for your education is very wide.
What is the difference between grants and scholarships?
Well grants are basically need-based funding – you qualify on the basis of financial need and not something like grades. Scholarships, on the other hand, are merit-based awards – you are given money based on something you have achieved – high marks during high school, first year of college, overall GPA while at college, exceptional volunteer work, etc. If you can, apply for both scholarship and grants. Scholarships and grants may be given out by colleges themselves or by non-profit organizations.
Some Actual Grant Programs You Might Look At…
Federal Grants for School
The government offers grants for school. Some of the major grants are:
- Federal Pell Grant
- Federal Supplemental Educational Opportunity Grants ($100-$4000)
- Academic Competitiveness Grant ($2000 total)
- National Science and Mathematics Access to Retain Talent Grant ($4000 per year)
- Teacher Education Assistance for College and Higher Education Grant ($4000 per year)
How to apply for federal grants for school?
It’s pretty simple: you need to fill out the FAFSA. Filling this out gives you access to federal financial aid which includes student loans (Perkins Loan, Direct Plus Loan) and the various federal grants (Pell Grant, TEACH grant, FSEOG, etc). You can check out the federal student aid website for more information about this or go in person to ANY college financial aid office on the campus to get information about this.
Private Grants for School
Federal funding, while providing a good chunk of grant income, should you qualify, is not the only source of grant money for school. In fact, if it was, then you be paying a LOT more for your education than you should have to. And you don’t have to, IF you ware willing to look around and apply for private grants offered by non profits/colleges/and private organizations.
There are plenty of private grants you can apply for. In fact, there are far more private grants available than federal grants.
Where to find private grants? You will have to seek private grants through your school financial aid office (they should have an updated LIST of various grants) or you can search online though grant and scholarship finding websites. Scholarships.com, for example, is a global website that does list scholarships and grants. We also list some grants later on in this article, though you are best off looking directly for college grants online or at a dedicated website about that.
Some specific grants you can apply for
This is not at all an exhaustive list. These grants are aimed at women who want to return to school after a certain age (also called mature women grants). These are special class of grants for older women. Many mature woman are looking to go back to school and there are various private grants available for them. First off, as a mature woman, you should first apply for federal student aid with the FAFSA application. The next step is to look at the following grants for mature women.
- Newcombe Scholarships for Mature Women Students: This is a grant offered by participating universities across the USA. It’s given to woman of a certain age with the sum usually in the 2000 dollar range.
- Jeanette Rankin Women’s Scholarship Fund: This is a special fund given to low income, mature women above the age of 34 who are in desperate financial need. The scholarship was created to give mature woman a chance to pursue an associate degree or a bachelors degree in an area that interests them.
- NLAPW Virginia Liebeler Biennial Grants for Mature Women: Another grant given to women 35 and older. Women of this age group may qualify for a $1000 scholarship The scholarship given out is $1000dollars; the scholarship is awarded to women interested in writing as an art. If you enjoy writing, reading, or English literature, consider applying for this scholarship.
For other private grants and scholarships, the best place to look is a college financial aid website (your college if you are going to one). Pretty much every college has a financial aid department and that department will have a master list of scholarships and grants that you can apply for.
If you work for a corporation (McDonalds, etc), there may be a good chance the corporation has a scholarship fund for employees going back to school – it’s worth looking into this as you can land some free money for school in some cases.
Take a look at singlemoms.ORG’s Top 50 Best Scholarships for Moms which has a comprehensive list of actual legit scholarships just for women. You can also check out our 21 Legit Grants for Single Mothers article which lists more grants.
2. Student Loans
Chances are that if you don’t work full time or have a large sum of money saved up to pay for school, you are going to have to apply for a student loan. There are basically two categories of student loans: federal student loans and private student loans.
Federal Student Loans
- Perkins Student Loan
- Stafford Student Loan
- Direct Plus Student Loan
The federal Perkins student loan and Stafford student loan are government-backed student loans that’s made available for all American citizens. Both are no cosigner, no credit check student loan which means pretty much anyone can qualify for these federal loans for school.
To apply for federal student loans, you are going to need to fill out the FAFSA application. This will put you into consideration for both federal student loans and federal student grants.
Private Student Loans
Many students are finding out that federal student loan aid does not provide enough to cover the full cost of an education. Of course, your ability to pay for schooling will depend on many factors such as your living expenses, type of school, and your budgeting; however, in some cases, federal aid won’t provide enough money. There are private student loans you can apply for. The three major private student loans are the:
- Chase Student Loan
- Signature Student loan
- Sallie Mae Smart Option Student Loan
These loans usually require a credit check, however. Should your credit be bad, you will need a cosigner to cosign for the student loan. To find out about your credit history, there are two ways.
The easy way is to use a website to check your credit score or send the credit agencies a written letter requesting your credit documents (takes a month or so). The later is completely free once a year, but it takes a long time.
For more information about federal student loans, visit the the federal aid website.
Much like grants, scholarships are also aimed at helping students afford school. Unlike grants, scholarships are given out on the basis of merit rather than need, though sometimes need is also looked at. There are a LOT of scholarships to apply for. But they tend to be competitive, especially the good ones. Scholarships are usually offered by educational institutions, non profit foundations, and businesses.
Your best method of finding a CURRENT list of scholarships is to look at the financial aid office in a major college or university for such a list and / or to use a scholarships search website like scholarships.com.
Scholarships are usually quite competitive. However, it’s in your interest to apply for as many as you can to up your chances. There may be category specific scholarships such as scholarships for moms, scholarships for women, scholarships for single moms that you can apply for as a single mom (which give you a higher chance of getting that scholarships since it’s a more narrowly focused scholarship than a broad one).
4. Part Time Job
Although this is an article about grants, I thought it salient to also point out that part time work can be a good way to help pay your way through school.
It’s tough to go to school as a single mother AND work AND take care of kids. As much as I’d like to promise you an alternative, it may be that you’ll have to juggle all of these to pursue an education if you really want it. The good news is that if you can’t find local work, many college campuses have “work on campus jobs” that are offered to those who are financially needy.
The government even has what they call the Federal Work Study program (FWS) which helps you find part time work to pay for your college. All these are a good way to supplement your income to pay for school.
If you tell yourself you need more skills to get a real job that actually pays well, then you might think about getting an online degree or pursue some online job training. There are a number of websites out there that will help you find the right degree.
Getting schooling is a big step, but it’s one of the BEST ways to get yourself out of a financial slump and take your career into your own hands.
Another ‘part time job’ option is to look at a Work from Home Job which can provide some supplemental income to help pay for college. See our section about this later on in the article.
Low Income Assistance / Government Grants
As stated, there are no direct “federal grants for single mothers” available (that are not scams anyways), but there are federal assistance programs that moms can apply for. These are often called Low Income Assistance Programs or Public Benefits or in some cases ‘Welfare.’ Regardless of the name, these programs are designed to provide direct assistance to people making LESS than a certain amount of money per year.
Here are some of the more well known and popular ones in the United States:
WIC (Women, Infants, and Children) Program – A Single Mom Food Program
This government-backed initiative is one of the more popular and effective federal programs out there. The way this program works is that coupons are given out each month for certain items; the items are usually geared around children and young mothers’ needs. The coupons given out change from month to month. The money given to WIC by the federal government is well established and much higher than some of the other programs for single mothers which means you stand a good chance of acceptance should you apply for this program. To apply, you must contact the WIC in your area trough a toll free number. See our article about how to apply for the WIC.
CHIP (Children’s Health Insurance Program) – A Single Mom Health Insurance Option
This is a federally-sponsored program that’s every American state has. The program is geared towards those who are unable to afford any sort of medical insurance. Medical, dental, and even vision insurance are given out to those who lack the finances to purchase such. The terms for getting CHIP vary, but you can expect either no payments or very small payments.
Food Stamps (Supplemental Nutrition Assistance Program) – Food for Needy Families
If you are worried about being able to provide proper nutrition for your children, you may want to consider the Food Stamp program. This is by far the most recognized federal aid program in America. The program was established first in 1964 and has reduced malnutrition by a great deal since its inception. To join the program, you are going to have to look for the local state Food Stamp program (do a Google search to find your state’s food stamp website). See our article about how to get food stamps.
Families First/ Temporary Assistance for Needy Families (TANF) – Money for Single Mothers
If you need a small infusion of money as a single mother, you might look at this program. The program offers financially-needy families small money amounts to assist with living expenses. People who may qualify are those who are unemployed or employed and still unable to purchase the basic necessities of life. There are some conditions you must meet, however.
- Your children must attend school
- Your children must be vaccinated (i.e. be properly cared for healthwise)
- Children must have legal guardianship (i.e. paternity and parent custody in cases of divorce must be firmly established).
To apply for this program, you are going to have to find your state family assistance website and apply for there.
National School Lunch Program (NSLP) – School Lunches for Kids for Free
Another program that I’ve seen mentioned online and which is legit is the Free or Reduced Meal program. This is essentially a subsidized school lunch program for needy families. This means that if you qualify, your children may be able to eat for free (or reduced prices) at school. Read our article about how to apply for the NSLP.
Look at our State Assistance Programs for Single Mothers for a state-by-state listing of all the various Federal, State, and private assistance programs in your local state.
Housing Assistance for Single Mothers
If you find yourself in need of housing as a single mother and you are in financial need, there are some housing assistance programs you may consider.
- Privately owned subsidized housing — basically offers financially needy government subsidized housing. This is a very good program if you can’t afford standard rent prices on an apartment/home.
- Public Housing Agency – these are affordable housing units offered by the government for low-income families.
- Housing Choice Voucher Program – government vouchers which can be used to pay for part of your rent on government-approved housing options. See our How to apply for Section 8 housing assistance.
To seek more information about these programs, you should visit the HUD.gov website. Read our housing assistance guide for all the details.
Emergency Financial Assistance for Single Mothers
There are many ways to get emergency financial help for single mothers. We’ve already discussed grants and low income assistance programs in great deal above. These programs can offer you assistance, but there is a process that needs to be followed: you must apply at the appropriate government agency and wait to see if you get accepted. These are NOT programs for women who have suffered from abuse and left their husband or for families who are facing homelessness.
If you need Emergency Assistance (emergency housing, emergency financial assistance, etc), here are some programs / sources.
Community Action Agency
This is THE local source in your city for assistance. The way it works is the federal government gives out money to agencies who deal with local assistance. These are your local source on finding local assistance, federal assistance and what not. They are also the BEST source for current information on getting financial help.
I highly recommend you visit your local CAA and directly see what assistance you can get. Please make this your first source for help if you need it. Call the local office or visit it in person if you are in desperate need of help — they will know where to send you and what you should apply for.
There are women shelters in nearly every city that are set up for abused or needy mothers. These shelters offer housing assistance for single mothers, free food, and even potential job training. Many women shelters operate from government grants and are designed for women in serious financial need. In an emergency, look for a women shelter.
If you need financial help or have been kicked out of your home by your boyfriend or partner, consider looking to see what church programs are available. Most church organizations offer assistance programs for the needy. This may include training, food, and even emergency housing shelter for single mothers. You can look through the yellowpages or do a search online for a local church to contact. You may be shy to ask for help, by many religious organizations have dedicated programs for those in need.
These can be good sources for emergency food and clothing for you and your children, if you are in need of help right away. Sometimes charities have weekly food banks where you can pick up free food. Some charities (such as Salvation Army) may offer emergency temporary shelters if you have been kicked out of your home or you don’t have anywhere to stay (such as leaving your partner because of domestic abuse).
Government Aid Programs
We’ve already discussed the various government help for single mother programs – consult the section again for information on state assistance for single mothers. The list given on this website is by no means complete. You can look at benefits.gov for more government aid programs.
Loans for Single Mothers
In a pinch, you may consider taking out some kind of loan for quick money in a dire emergency. I don’t recommend loans as a long term solution, except say student loans to fund education for a better career opportunity.
For emergencies — say medical emergencies, your car broke down, you need a new washing machine, etc — then you might look at a short term loan, such as a payday loan say.
I strongly advise you to think carefully before considering a loan of any sort. Going into debt to get out of debt is a bad idea usually.
But for some emergencies like fixing a broken car or paying your rent, it may be necessary, provided you have a job or some means of paying off that short term loan right away (i.e. you need a loan between now and your job’s pay day to cover some unexpected emergency cost).
Your credit history is also important when taking out a line of credit or personal bank loan, so it’s a good idea to know your credit score first before looking at these type of loans. For payday loans and credit card cash advances, you don’t need a credit check, though you’ll pay in higher interest fees for this.
Types of Emergency Loans
Payday Loans: This is a common type of loan these days. Also called a “cash advance loan” or “paycheck loan” this type of loan is basically a high interest loan you take out for a short period. You usually pay a fee for the loan on the spot and are given two weeks to a month to repay it. For dental or car repair emergencies, you might consider such a loan, but BE ABSOLUTELY CERTAIN you can repay this loan. Failure to repay a payday loan can land you in serious financial trouble as the interest rates on payday loans are some of the highest in the loan industry. Miss a few loan payments and the interest rate may surpass the original amount you owe!
Line of Credit: If you have good credit, you might consider asking your bank for a personal loan or line of credit. This is actually a better solution than a payday loan if you need some quick emergency cash as the interest rates are lower. Like any loan, make sure you repay them.
Personal Loans: Another option for you to consider if you need some cash. The interest rates are usually lower on personal loans than on payday loans or credit card loans. However, you’ve got to be able to make the payments. So I don’t recommend Personal Loans as a financial assistance option. It’s usually an involved process to take out a personal loan from your bank and as such, not really suitable as an emergency loan (the bank will first ask you WHY you need the loan — simply saying you ran out of money won’t be enough). You’ll also need good credit history and the ability to prove you can repay the loan through your current income, which if you don’t have such, you won’t get the loan.
Credit Card Cash Advance: If you have a credit card, you can take money out from a bank machine in a pinch. However, we don’t recommend this because you start paying interest the moment you withdraw money and you are often charged a fee on top of that. Consider a line of credit or payday loan instead. If you need money right away for a couple days, you might consider this, since it’s the easiest option for getting your hands on money you don’t have. But, you better be able to repay it.
Work At Home Jobs for Single Mothers
Another option you may want to consider, if you are trying to get some financial help, is looking at doing some kind of work at home job. This can be a GREAT way to bring in a few extra dollars every week. And the beauty is that you can do it while at home in your spare time, even if you have a full time job.
Now, I want to be careful here because there are a lot of so called ‘work from home’ scams out there. It’s easy to fall victim to some scam that promises the desperate easy guaranteed money for very little effort on your part.
So when it comes to work from home jobs, the rule is that if it sounds too good to be true, it IS too goods to be true.
Now, if you can find a legit work from home job (yes, there are a few) then for single moms/single parent types, these jobs are perfect because you can work from the comfort of your home or even work after you come back from a job.
The downside to these sort of jobs is that they tend to be much harder to find and make decent money with. There are also a lot of scams that target people looking to find work at home jobs. I’ve sorted through quite a few of them to find a handful of legit methods of making some coin at home.
I also want to be very clear that it’s not ‘easy’ to get a legit work from home job. You’ll have to put in real time to a) learn and b) work.
Keep in mind, these are NOT get rich quick schemes (if you find one of those, avoid them!). You have to put real work into these programs to make money.
Make Money Freelance Writing Articles – Of all the work from home jobs, this is your best bet, if you are a) a decent writer and b) you are willing to spend a few hours a day writing articles for websites. You can find freelance writing gigs on places like elance.com and freelancer.com. How to find and make money as an article freelancer is a complete article on its own, but it is possible on your part to make a part time income (even a full time income) doing so. It’s not easy and you WORK, but you can make money like this in your spare time.
Make Money via Internet Marketing–It is possible to make money by marketing products and services online. Most of the programs I’ve look at are complete scams, but there are a couple that actually do what they say: teach you how to make money online for real. The idea is to create a niche website, get traffic, and then make money from that traffic with affiliate offers, adsense, or selling your own product. This can be pretty lucrative, but it takes real work to build a successful websites. Just simply throwing up a new website (which is very easy to do by the way) won’t make you any money. To really make a go at this, you really need to budget a year or two, working on a website or a handful of websites. This is not a make money in a month sort of project.
Make Money as a Personal Virtual Assistant — It is possible to sell your time as a Virtual Assistant. That means you will basically be the personal assistant for someone online — doing various odds and ends for them (posting website articles on websites, doing research, etc). The pay wont’ be that great (many VA’s are from places like India where the wages are much lower — expect about 500 to 1000 a month at most doing a VA job) but you can supplement your income in a pinch.
Avoid These Jobs
- Make Money Filling Out Surveys – Is it possible to make money? Yes. But you won’t make a lot of money — pennies on the dollar likely. As such, I don’t recommend you try this type of job as it’s not worth it.
- Post It Mailing Jobs — Getting paid to mail out fliers for a company? Sounds easy right? That’s right, because it’s a scam.
If you are interested in getting a work from home job, look at our Best Legit Work From Home Jobs for Moms.
We’ve given you a very in-depth breakdown on how to get a legit grant (and much more). But, we recommend you do more research on the topic — don’t just take our word for it!
You might also want to check out SingleMOM.org’s article about Financial Assistance for Single Mothers with more assistance programs that might be of interest — it’s a pretty comprehensive list.
At the end of the day, don’t expect a grant to solve your financial problems if you are looking for financial help. It is possible to get a grant for school or for some specific purpose, but it’s not an easy process (you don’t just call up a number or visit some office and walk out with a handful off ‘free money’ just because you have need of it) to actually get a grant and it takes time.
If you need financial assistance, you are better off looking at some emergency help (like the Salvation Army) or visit a Women’s Shelter.
If you have time (months), then you can apply for low federal income assistance programs such as TANF, CHIMP, SNAP, Section 8 Housing and so on. But these take time to apply for and to be approved. You also might want to look at getting a part time job or pursuing some career opportunity as a means to getting more money.
The bottom line is: don’t expect a grant to solve your financial situation. A grant of any sort is only designed to help with ONE specific purpose, and it usually won’t cover anything extra or solve your actual financial problem.
So it’s up to you!