Low Income Assistance in  the State of Alabama

The state of Alabama has a population of 4.8 million with a very high poverty rate of 19.3% which is one of the highest rates in the country. The poverty rate among children is at a staggering 27.5% which is also one of the highest in the U.S. There are over 900 000 single parents, families and individuals in Alabama living in a state of poverty. Many families struggle with basic expenses and necessities. Fortunately there are numerous assistance programs in Alabama for those who are in need of financial help, or other assistance.

This guide will list and explain the assistance programs available.

Financial Assistance in Alabama

Many single parents and families struggle making ends meet with basic bills and expenses, and are in need of funds to provide for their families. There is some financial assistance available in Alabama.

Alabama Family Assistance

The Alabama Family Assistance program provides temporary financial relief payments to low income families in Alabama. This program also provides job training and education to help parents find better employment.

To be eligible for this program you must be of low income and have a child under the age of 19 living in the household. To learn more and to apply visit the Alabama Family Assistance webpage.

Alabama Unemployment Insurance (UI)

The Alabama UI program provides financial assistance to those who have lost their job through no fault of their own. You will receive weekly payments based on a percentage of what you made with your most previous employer. You must be actively looking for new employment each week you receive benefits.

To learn more and to apply, visit the Alabama UI webpage.

Food Assistance in Alabama

If you are struggling providing your family with adequate nutritious food there are some useful food assistance programs available in Alabama.

Alabama Supplemental Nutrition Assistance Program (SNAP)

The Alabama SNAP program provide food assistance benefits to low income households. The benefits are received in the form of a card called the Alabama electronic benefits transfer card. This card works similar to a debit card as it has funds loaded onto it. Simply swipe the card when checking out with your food and you are all set.

To be eligible for this program you must be of low income, meeting the income requirements. To learn more and to apply, visit the Alabama SNAP webpage.

Alabama Special Supplemental Nutrition Program for Women, Infants, and Children (WIC)

The Alabama WIC program provides food and nutrition assistance, nutrition education, and even health care referrals and assistance for pregnant, postpartum women and their children up to age 5. In order to be eligible you must be considered a nutrition risk by a health care professional, or require a special diet.

To be eligible for WIC you must also be of low income, meeting the income requirements. To apply you must contact your nearest Alabama county Health Department in your location. You can use this Alabama County Health Departments locator to find the location closest to you. To learn more about WIC, visit the Alabama WIC webpage.

Alabama School Breakfast and Lunch Program

The Alabama School Breakfast and Lunch Program will provide free or low cost breakfasts’ and lunches to under privileged school children in Alabama. Your family income in relation to your household size will determine if the meals are free or low cost. If you are receiving benefits under the Alabama Family Assistance Program, then your child will automatically be eligible for this program.

To be eligible for this program, you must meet the low income requirements. To apply for this program you must directly contact the school that your child attends. To learn more, visit the Alabama school nutrition webpage.

Alabama Food Banks

If you and you’re family are still faced with hunger or are low on food with limited funds, there are many food banks located throughout the state of Alabama. The food offered is free and nutritious. To find a food bank near you, check out this list of Alabama Food Banks.

Medical Assistance in Alabama

Medical costs are very expensive making it necessary for everyone to have health coverage. If you are of low income and do not have health coverage you can qualify for health coverage in Alabama.

Alabama Medicaid

The Alabama Medicaid program provides health insurance benefits and coverage for those who do not qualify under any other plan. Alabama  Medicaid covers a variety of health services.

Medicaid eligibility is based on your income in relation to the number of people living in your household. You must be considered of low income or very low income. Not all the services will always be covered completely as some might require co-payment depending on the service. To learn more and to apply, you can visit the Alabama Medicaid webpage.

Alabama All Kids – Children’s Health Insurance Program

The Alabama All Kids program provides health insurance benefits and coverage to children and teens who do not qualify under Medicaid because the family income is above the required levels. This program covers all the benefits that Medicaid covers including dental, vision, and mental health care.

The Alabama All Kids program is easier to qualify for then Medicaid, as the income levels required are lower. Depending on your income you might have to pay premiums or co-payments, however they are not to expensive. To learn more and to apply, visit the Alabama All Kids webpage.

Child Care Assistance in Alabama

Child care costs are very high, making it difficult for low income single parents and families to afford proper child care. Fortunately there are some child care assistance programs available.

Alabama Child Care Subsidy Program

The Alabama Child Care Subsidy Program helps low income households with their child care costs. This program will pay a portion of the costs directly to your child care provider. You must be working or attending school to be eligible and must be considered low income.

It is important to note that if you are enrolled in the Alabama Family Assistance Program, you can automatically be eligible to receive child care assistance benefits. To learn more about this program, visit the Alabama Child Care Subsidy webpage.

Alabama Head Start Program

The Alabama Head Start Program provides child care assistance in a nurturing environment that promotes cognitive and social skills in children from the ages from 0-5 in preparation for school.

To qualify for this program you must be of low income, meeting the income requirements. To learn more and to apply visit the Alabama Head Start website.

Housing Assistance in Alabama

Housing and rental costs are on the rise making it difficult for low income single parents and families to keep up with their housing and rent costs. Fortunately, there are programs available to help with housing and rent costs.

Alabama Low Income Public Housing Program

The Alabama Low Income Public Housing Program offers low income residents the opportunity to living in housing owned by Local Housing Agencies with reduced rent costs. The living arrangements are owned by the local Public Housing Agencies in your area of the state. Usually you will be placed in an apartment, however it can also be single houses or condos. The housing authorities receive funding from the state, who then use the funds to provide the low income with very low rent payments in safe and sanitary living conditions.

To be eligible you must be considered low income, which is usually starts at 50% of the average income in your area of the state. To apply you must contact your nearest Housing Agency and set up an appointment to discuss your finances. You can use this list of Alabama Housing Agencies to find the Agency nearest you. To learn more visit the Alabama Low Income Housing website.

Alabama Housing Choice Voucher Program

The Alabama Housing Choice Voucher Program makes it easier for low income single parents and families to be able to afford their housing of choice on the housing market, by reducing their rent costs. This program is somewhat similar to the Public Housing program except with this program you get to choose your apartment/home. It can be difficult locating a well priced apartment that is large enough and high quality, so this program enables you to afford larger, quality apartments. Once you have chosen your home, the Housing Agency provides a voucher to your landlord which covers a good portion of your rent payments. You will only pay a portion of your total rent payment, ranging up to 40% of the total rent cost.

To be eligible for this program you must be considered low income. This program also requires you to get into contact with your local Alabama Housing Agency to set up an appointment, where you income will be discussed as you apply.

Alabama Affordable Apartment Search

This useful Alabama Affordable Apartment search tool allows you to easily look for high quality, affordable apartments in your area of the state. Use this Alabama Affordable Apartment Search to get started.

Alabama Low Income Home Energy Assistance Program (LIHEAP)

The Alabama LIHEAP program assist low income households by paying a portion of their home energy costs, primarily heating and cooling costs. The amount that is paid towards your energy bill depends on your income and household size.

To qualify for this program you must be of low income, meeting the income requirements. To learn more and to apply, visit the Alabama LIHEAP webpage.

Alabama Weatherization Assistance Program (WAP)

The Alabama WAP program helps homes become more energy efficient which will result in lower energy bills. This program will check for air leaks, patch roofs, add insulation and more.

To be eligible for this program you must be of low income, meeting the income requirements.To learn more about this program, visit the Alabama WAP website.

Alabama First Time Home Buyer Programs

The state of Alabama offers different programs designed for those looking to purchase their first home. The primary program offers is the Step Up program which offers down payment and closing cost assistance, and offers very low mortgage rates. To learn more about the First Time Home Buyers Programs check out this Alabama Home Buyers webpage.

Transportation Assistance in Alabama

Transportation costs can be an issue for those who do not own a vehicle and have to resort to taking taxis frequently. There are more cost efficient alternatives to taxis and you can even receive free medical transportation.

Alabama Non Emergency Medical Transportation Program (NEMT)

The Alabama NEMT Program provides free medical transportation to and free any doctors appointments, tests etc. for anyone enrolled under Medicaid. This even includes trips to the eye doctor. To learn more about this program, visit the Alabama NEMT webpage.

Uber/Lyft

A better alternative to taking a taxi can be found using two intuitive driving services Uber and Lyft that work like a taxi service, however ordinary people drive you where you need to go in their own vehicles. These services are cheaper then taking taxi’s saving you good money over time. Check out uber.com and lyft.com to learn more.

Legal Assistance in Alabama

Legal costs are very high making it very difficult for the low income to get the legal help they need. Fortunately, you can find free/discounted legal assistance in Alabama.

Alabama Legal Help Organization

The Alabama Legal Help Organization provides free/discounted legal assistance to low income individuals of Alabama. This service will offer legal assistance in many areas such as eviction, foreclosure, domestic violence, legal rights and a lot more.  To be qualify for the services you must be considered low income. To learn more, visit the Alabama Law Help website.

The state of Alabama offers a variety of programs and services to assist it’s low income residents as seen in this guide. If you are of low income and in need, do not hesitate to apply for any of the above programs.

Links and Resources

Alabama Benefits Page

Alabama Housing and Rental Assistance Resource

Alabama.Gov

Find Local State Assistance Financial Help Programs for Single Mothers

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