Assistance Programs in Delaware
The state of Delaware has a population of approximately 950 000 people with a poverty rate of 12.5%. The poverty range for children is currently at 17%. There are over 110 000 residents of Delaware living in a state of poverty. Many single parents, families and individuals struggle with basic living expenses and bills. Fortunately, there are many assistance programs available to the low income residents of Delaware. This guide will list and explain the assistance programs available in Delaware.
Financial Assistance in Delaware
Many low income single parents and families struggle with basic expenses and bills. These families are in need of financial assistance to ensure their families maintain a normal lifestyle. There are some financial assistance programs available in Delaware.
Delaware Temporary Assistance for Needy Families (TANF)
The Delaware TANF program provides financial payments to families of Delaware who are of very low income. The cash assistance is meant to be used on basic expenses. This program also assists parents with job training and helps them seek employment so they will no longer need cash assistance.The amount you receive in financial assistance depends on numerous factors such as income, family size, employment and more.
To qualify you must be of low income and have a child under the age of 19 living in your household. To view the income limits, and to apply visit the Delaware TANF webpage.
Delaware Unemployment Insurance (UI)
The Delaware UI program provides financial relief payments to those who have lost their job through no fault of their own. The amount you receive is based on a percentage of the amounts made with your latest employer.
To learn more and to apply, visit the Delaware UI webpage.
Food Assistance in Delaware
Some families struggle providing their children and with the adequate food needed to stay healthy. If you are struggling with food costs, there are some useful programs available.
Delaware Food Supplement Program (FSP)
The Delaware FSP provides low income households with help paying for their food expenses. The food assistance is received onto a card called the Delaware Food First Card. This card functions similar to a debit card as it has funds loaded onto it. Simply swipe the card when checking out with groceries and you are all set.
To be eligible for this program you must be of low income, meeting the income requirements. To apply for FSP choose the state office nearest you. To learn more about FSP, check out the Delaware FSP webpage.
Delaware Special Supplemental Nutrition Program for Women, Infants and Children (WIC)
The Delaware WIC program provides food assistance, nutrition education, as well as health care referrals to pregnant, postpartum women, and their children up to age 5. In order to be eligible for this program you must be considered low income, and be deemed at a nutritional risk by a health care provider.
To qualify for WIC, you must meet the low income requirements.To apply for WIC you must first contact the WIC office nearest your location to set up an appointment.To learn more about WIC, you can visit the state of Delware WIC webpage.
Delaware School Breakfast and Lunch Program
The Delaware School Breakfast and Lunch Program offers free or low cost breakfasts’ and lunches to under privileged school children while they are attending school. The family’s household income along with household size determine if the meals are free or reduced in price. If you are already receiving benefits under the TANF program your child can automatically be eligible for this program as well.
To be eligible for this program you must meet the low income requirements. To apply for this program you must contact the school your child attends. To learn more about this program, visit the School Breakfast Program webpage.
Delaware Food Banks
If you’re family is facing hunger and in need of food, there are many food banks located throughout Delaware. The food offered is nutritious and free. You can use this list of Delaware food banks to help you locate one near you.
Medical Assistance in Delaware
Medical costs and services are very expensive making it necessary for anybody to have health insurance. If you do not currently have health insurance, and are of low income you can qualify for Medicaid.
The Delaware Medicaid program provides free health care services to low income families across Delaware. It covers the cost of a variety of health related services including:
- doctor’s visits
- prescription drugs
- lab tests and X-rays ordered by doctors
- hospital care
- eye care
- dental care
Medicaid eligibility in Delaware is based on your income in relation to the number of people living in your household. Depending on you and your family’s specific situation, not all services will always be covered, or some services might require you to pay a portion of the costs. To learn more about the Delaware Medicaid Program and to apply, visit the state of Delaware Medicaid webpage.
Delaware Healthy Children Program
The Delaware Healthy Children Program provides health insurance coverage to children who do not qualify under Medicaid or any other health plan. The program covers all of the medical expenses that Medicaid covers, as well as mental health care and regular baby and child checkups.
Child Care Assistance
Child care costs can be very expensive, making it difficult for low income single parents and families to afford proper child care and work full time. Fortunately, there are some child care assistance programs available.
Delaware Child Care Program
The Delaware Child Care Program offers assistance by paying a portion of child care costs for families with children up the age of 13. To be eligible for this program, the parent must either be working, or enrolled in school/job training. To learn more about this program and to apply, check out this Delaware Child Care Program webpage.
Delaware Head Start Program
The Delaware Head Start program provides child care assistance and helps the readiness of young children from the ages of 0-5 by developing their social and emotional skills in preparation for school. In order to be eligible for this program you must be of low income, meeting the income requirements. There are many different Head Start locations throughout Delaware. To apply you must contact your nearest Delaware Head Start Location.
Housing Assistance in Delaware
Many low income single parents and families face difficulties with their housing and rent costs. If you are struggling with theses expenses, there are many programs available that can be very helpful with rental costs and more.
Delaware Low Income Public Housing Program
The Delaware Low Income Public Housing Program provides residents of Delaware with greatly reduced rent payments in housing arrangements owned by the local Public Housing Agencies in your area of the state. Most of the time, you will be placed in an apartment, however it can also be single houses or condos. Basically, the Housing Agencies receive funding from the state, who then use the funds to provide the low income with very low rent payments in safe and sanitary living conditions. To be eligible you must be of low income, usually set at 50% at the median income in the area you live, however this is just a guideline which needs to be discussed with the Housing Agency.
To apply you must locate your nearest Housing Agency, by using this list of Delaware Housing Agencies. The Housing Agency will set up an appointment where you will discuss your income and more.
Delaware Housing Choice Voucher Program
The Delaware Housing Choice program makes it easier for low income single parents and families to be able to afford their housing of choice on the housing market by reducing their rent costs. This program is somewhat similar to the Public Housing program except with this program you get to choose your apartment/home. It can be difficult locating a well priced apartment that is large enough and high quality, so this program enables you to afford larger, quality apartments. Once you have chosen your home, the Housing Agency provides a voucher to your landlord which covers a good portion of your rent payments. You will only pay a portion of your total rent payment, usually 30-40% of the total rent cost.
This program also requires you to get into contact with your local Delaware Housing Agency to set up an appointment and to apply.
Delaware Affordable Apartment Search
The Delaware Affordable Apartment search allows you to easily look for high quality, affordable apartments in your area of the state. Use this Delaware Affordable Apartment Search to get started.
Delaware Low Income Home Energy Assistance Program (LIHEAP)
The Delaware LIHEAP program helps low income households with their energy costs by paying a portion of their energy bills such as heating and cooling. The amount of the bills that are paid on your behalf depend on your income and household size.
Delaware Weatherization Assistance Program (WAP)
The Delaware WAP program performs services to home to allow them to become more energy efficient, which will result in lower energy bills. The WAP program will add insulation, check for air leaks, replace furnaces and more.
Delaware First Time Home Buyer’s Programs
First Time Home Buyers programs are designed to help those who need help in purchasing their first home. The Delaware State Housing Authority offers different first time home buyer’s programs which offer down payment assistance up to 5% of the loan, and closing cost assistance. Also these programs offer low interest rates on the mortgage itself, as well as helping with tax credits. To learn more about these programs visit the Delaware Home Buyer Programs webpage.
Transportation Assistance in Delaware
Transportation costs can be expensive, especially for those who do not own a vehicle and take a take frequently. There are cheaper alternatives to taxis, and you can even receive free medical transportation.
Delaware Medical Transportation
You can receive free rides to and from any doctors appointments, tests, and medical treatments you might have. In order to receive these complimentary rides you must be enrolled in either Medicaid. To learn more, visit the Delaware Medical Transportation webpage
There are two unique driving services called Uber and Lyft that work like a taxi service, however ordinary people drive you where you need to go in their own vehicles. The prices are a lot cheaper than taking a cab, saving you good money over time. Check out uber.com and lyft.com to learn more.
Legal Help in Delaware
Legal costs are very high, making it difficult for the low income to get legal help or advice when they really need it. If you are in this situation there is some free and discounted legal help available.
Delaware Legal Services Organization
The Delaware Legal Services is a non profit legal organization to help low income Delaware residents with legal issues. This organization will provide legal assistance will offer help in many areas such as: taxes, youth law, evictions, domestic violence, foreclosure and a a lot more. To learn more about this program you can visit the Delaware Legal Services website.
The state of Delaware offers several useful programs for the low income residents of the state. If you are of low income, you will more then likely be eligible for possibly multiple programs. Do not hesitate to apply for the programs you feel will best assist you.
Links and Resources
Find Local State Assistance Financial Help Programs for Single Mothers
Click on any one of the states below on the map (or via the table) to go to our local state assistance guide for that specific state