Assistance Programs for Single Mothers in the State of Indiana
The state of Indiana has a population of 6.5 million with a poverty rate of 15.2% which is ranked 28th in the United States. The poverty rate among children is at 21.2%. There are nearly 1 million residents of Indiana living in state of poverty. Many single parents, families and individuals struggle with basic expenses many take for granted. Fortunately there are many assistance programs available in Indiana. This guide will list and explain the assistance programs available.
Financial Assistance in Indiana
Many single parents and families struggle to provide their families with the necessities needed to live a normal lifestyle, and are in need of financial assistance. There is some financial assistance available in Indiana.
Indiana Temporary Assistance for Needy Families (TANF)
The Indiana TANF program provides financial payments to low income households in Indiana. The cash payments are to be used for necessities needed for your family. This program also promotes job readiness by offering job training and offers assistance in finding better paying employment.
To qualify for this program you must be of low income and have a child under the age of 19 living in your household. To lean more and to apply visit the Indiana TANF webpage.
Indiana Unemployment Insurance (UI)
The Indiana Unemployment Insurance program provides temporary cash relief payments to those who have lost their job through no fault of their own. Payments are based on earnings made with your last employer. Furthermore, you must be looking for new employment each week you are receiving benefits.
To learn more and to apply, visit the Indiana UI webpage.
Food Assistance in Indiana
Many low income single parents and families struggle providing their families with adequate food. If you are struggling with food costs there are many programs available.
Indiana Supplemental Nutrition Assistacne Program (SNAP)
The Indiana SNAP program provides food assistance benefits to low income families. The food benefits are received through a card called the Hoosier Works EBT card that has funds loaded onto it. The card works similar to a debit card, as you simply swipe it at the checkout with your food and you are good to go.
Indiana Special Supplemental Nutrition Program for Women, Infants, and Children (WIC)
The Indiana WIC program helps the health and well being of women, infants and their children up to age 5. This program will provide nutritious food, and will even offer health care referrals. To receive the free nutritious food, you must be deemed a nutritional risk or require a special diet.
To be eligible for WIC you must be of low income, meeting the income requirements.To apply, you must find the WIC office nearest your area of Indiana. You can use this WIC Locator to find the nearest office in your area. To learn more and to apply, visit the Indiana WIC website.
Indiana School Breakfast and Lunch Program
The Indiana School Breakfast and Lunch Program will provide free or low cost breakfasts’ and lunches to under privileged school children throughout Indiana. Your income and number of children in school determines if the meals are free or low cost. If you are currently enrolled under the TANF program, you child can automatically be eligible for this program.
To be eligible for this program you must meet the low income requirements. To apply for this program, you must directly contact the school that your child attends. To learn more, visit the Indiana School Lunch Program website.
Indiana Food Banks
If hunger is an issue for you and your family keep in mind there are food banks located throughout the state of Indiana. The food offers is free of charge. Use this list of Indiana Food Banks to find one near your location.
Medical Assistance in Indiana
Medical costs are very expensive making it necessary for everyone to have health benefits and coverage. If you are of low income you can qualify for health benefits Indiana.
The Indiana Medicaid program provides health insurance benefits for the low income who do not have any other medical coverage. The Medicaid program covers the cost of a variety of health related services including:
- doctor’s visits
- prescription drugs
- lab tests and X-rays ordered by doctors
- hospital care
- eye care
- dental care
Medicaid eligibility in Indiana is based on your income in relation to the number of people living in your household. Depending on you and your family’s specific situation, not all services will always be covered, or some services might require you to pay a portion of the costs using copay. To learn more about the Indiana Medicaid Program and to apply, visit the state of Indiana Medicaid webpage.
Indiana Hoosier HealthWise
The Indiana Hoosier HealthWise program (CHIP) provides health insurance coverage to children and pregnant women who do not qualify under medicaid or any other medical insurance program. This program offers all of the same services that is covered under Medicaid including dental and vision care.The program is divided into three packages called Package A, Package C, and Package P which are categorized for children, families with children ,or just pregnant women. A small premium applies based on your income level.
To be eligible you must meet the low income requirements. The income guidelines are a lot lower making it easer to qualify for CHIP. To learn more and to apply, visit the Indiana Hoosier HealthWise website.
Child Care Assistance in Indiana
Child care costs are on the rise making it difficult for low income single parents to afford child care. Fortunately there is some child care assistance available in Indiana.
Indiana Child Care and Development Fund (CCDF)
The Indiana CCDF program helps low income families afford child care by paying a portion of the child care costs. The program will pay a portion directly to your provider with the parents paying the remming amount. To qualify both parents have to be working or enrolled in school.
If you are enrolled under the Indiana TANF program you will automatically be eligible for this program. You must also be considered low income to qualify. To learn more and to apply visit the Indiana CCDF webpage.
Indiana Head Start Program
The Indiana Head Start Program provides child care assistance in a nurturing environment to young children from the ages of 0-5 in preparation for school. In order to be eligible for this program you must be of low income, meeting the income requirements. There are many different Head Start locations throughout Indiana, you can use this Head Start Locator to find one near you.
Housing and Rental Assistance in Indiana
Housing utility and rental costs are very high making it difficult for low income single parents and families to mange. Fortunately there are many assistance programs available.
Indiana Low Income Public Housing Program
The Indiana Low Income Public Housing Program provides low income residents of Indiana with greatly reduced rent payments in housing arrangements owned by the local Public Housing Agencies in your area of the state. You will usually be placed in an apartment, however it can also be single houses or condos. The Housing Agencies receive funding from the state, who then use the funds to provide the low income with very low rent payments in safe and sanitary living conditions.
To be eligible you must be of low income, usually set at 50% at the median income in the area you live, however this is just a guideline which needs to be discussed with the Housing Agency. In order to apply you must contact a Housing Agency in your area. You can use this list of Indiana Housing Agencies to locate the Agency nearest you.To lean more check out the Indiana Public Housing Program website.
Indiana Housing Choice Voucher Program
The Indiana Housing Choice Voucher Program allows for low income single parents and families to be able to afford their housing of choice on the housing market by reducing their rent costs. This program is somewhat similar to the Public Housing program except with this program you get to choose your apartment/home. Locating a suitable apartment that is large enough for your family can be difficult so this program enables you to afford larger, higher quality apartments. Once you have chosen your home, the Housing Agency provides a voucher to your landlord which covers a good portion of your rent payments. You will only pay a portion of your total rent payment, usually ranging between 30-40% of the total rent cost.
To get started with the application process you must contact your nearest Indiana Housing Agency to set up an appointment. To be eligible you must be considered low income, which will be discussed in the interview with the Housing Agency.
Indiana Affordable Apartment Search
You can use this useful Indiana Affordable Apartment search tool, which allows you to locate high quality, affordable apartments in your area of the state. Use this Indiana Affordable Apartment Search to get started.
Indiana Low Income Home Energy Assistance Program (LIHEAP)
The Indiana LIHEAP program provides energy assistance, with a focus on heating assistance. This program will pay a portion your heating bill directly to your energy supplier. The amount that is paid depends on your income and your household size.This program will also provide assistance in the event of a crisis, such as a furnace breaking down in the middle of the winter.
Indiana Weatherization Assistance Program (WAP)
The Indiana WAP program perform services to homes to make them more energy efficient, allowing for lower cost energy bills. This program will ad insulation, check for air leaks and more, fix or replace furnaces or water heaters and more.
Indiana First Time Home Buyer Programs
The Indian Housing and Community Development Authority (IHCDA) offers different programs to assist those looking to purchase their first home such as:
Affordable Home Program: provides down payment assistance up to 5%, closing cost assistance and a lower locked in mortgage rate.
My Home Conventional Program: provides a low, fixed interest rate on a conventional mortgage loan.
To qualify for these programs you must have a good credit rating. There are several other programs offered by the IHCDA which also include tax reductions. To view all the programs offered visit the Indiana IHCDA website.
Transportation Assistance in Indiana
Transportation costs can be costly for those who take public transportation and taxis daily. There are more cost efficient alternatives available and you can receive free medical transportation.
Medical Transportation Services
You can receive transpiration that will take you to and from any doctors appointments, tests, and medical treatments you might have. In order to receive these complimentary rides you must be enrolled in Medicaid. To learn more, visit the Indiana Transportation Services webpage.
You can take advantage of these two unique driving services called Uber and Lyft that work like a taxi service, however ordinary people drive you where you need to go in their own vehicles. The prices are a lot cheaper than taking a cab, saving you good money over time. Check out uber.com and lyft.com to learn more.
Legal Assistance in Indiana
Legal costs are very expensive making it difficult for the low income to get any legal assistance they need. Fortunately there is some free and discounted legal service available in Indiana.
Indiana Legal Services Organization
The Indiana Legal Services Organization is a non profit law firm that provides free legal services to low income residents of Indiana. If you are of low income you can receive legal assistance in many areas including housing and eviction, health costs, taxes, immigration, domestic violence and more. To learn more visit the Indiana Legal Services Organization website.
There are many useful assistance programs offered in Indiana to help in many areas. If you are a low income resident of Indiana do not hesitate to apply for any other programs you feel will best assist you and your family.
Links and Resources
Find Local State Assistance Financial Help Programs for Single Mothers
Click on any one of the states below on the map (or via the table) to go to our local state assistance guide for that specific state