The state of New Hampshire has a population of about 1.3 million with a poverty rate of 9.2% which is quite impressive, as it is the lowest in the country. The poverty rate among children is a bit higher at 12.5%. Even though New Hampshire has low poverty rates, there are still over 117 000 residents living in a state of poverty. There are single parents, families and individuals struggling with basic expenses such as food. Fortunately New Hampshire has some good assistance programs available. This guide will list and explain all the assistance programs available in New Hampshire.
Financial Assistance in New Hampshire
Many families struggle with their finances facing difficulties paying all their bills. These families can qualify for some cash assistance in New Hampshire.
New Hampshire Financial Assistance for Needy Families (FANF)
The New Hampshire FANF program provides cash assistance to families with dependant children to help them with their basic bills and expenses. There parents might have to partake in job training to help them find better employment through the New Hampshire Employment Program (NHFP).
To be eligible you must be a resident of New Hampshire have a child under the age of 20 years of age living in your household. To learn more and to apply for FANF, visit the New Hampshire FANF webpage.
New Hampshire Unemployment Program (UI)
The New Hampshire UI program program financial assistance to those who have lost their job through no fault of their own. The amount you will receive is based on the amounts you made with your previous employer.
To learn more and to apply, check out the New Hampshire UI webpage.
Food Assistance in New Hampshire
Many families struggle providing nutritious food for their families to ensure a health lifestyle. There are some useful food assistance programs available for these families.
New Hampshire Supplental Nutrition Assistance Program
The New Hampshire SNAP program provides food assistance benefits to low income families. The food benefits are received through a card called an Electronic Benefits Transfer Card that has funds loaded onto it. The card works similar to a debit card, as you simply swipe it and you are good to go.
New Hampshire Special Supplemental Nutritional Program for Women, Infants, and Children (WIC)
The New Hampshire WIC program provides nutrition assistance with food benefits, nutrition education, as well as health care and social service referrals to pregnant, postpartum women, and their children up to age 5. In order to be eligible for this program you must be considered low income, and be deemed at a nutritional risk by a health care provider.
To be eligible for this program you meet the income requirements. To apply for WIC you must contact the WIC area nearest your location. You can use this New Hampshire WIC locator to find the WIC office closest to you. To learn more about WIC, visit the New Hampshire WIC website.
New Hampshire School Breakfast and Lunch Program
The New Hampshire School Breakfast and Lunch Program provides free or low cost meals to children while they are attending school. Your income and household size decide if the meals are low cost or free of charge.
To be eligible you must be of low income, meeting the income requirements. To apply you must directly contact the school that your child attends. Click here to locate your child’s school. To learn more you can visit the New Hampshire School Nutrition webpage.
New Hampshire Food Banks
If you are still struggling for the necessary food for you and your family, there are many food banks located throughout New Hampshire that offer free food to those in need. You can use this New Hampshire Food Bank Locator, to find the food bank nearest your area.
Medical Assistance in New Hampshire
Medical costs are very expensive making it hard for the low income to get the health care they need. Fortunately, New Hampshire has a good Medicaid Program.
New Hampshire Medicaid
New Hampshire Medicaid provides medical care and services to those who are not covered under any other medical plan. This program covers many services such as:
- doctor’s visits
- prescription drugs
- lab tests and X-rays ordered by doctors
- hospital care
- eye care
- dental care
Medicaid eligibility in New Hampshire is based on your income in relation to the number of people living in your household. It is important to note that, depending on you and your family’s specific situation, not all services will necessarily be covered, or some services might require you to pay a portion of the costs. To learn more about Medicaid including how to apply, check out the New Hampshire Medicaid webpage.
New Hampshire Children’s Health Insurance Plan (CHIP)
The New Hampshire CHIP program offers health insurance benefits to those who do not qualify under any other plan. CHIP covers all the same medical services and tests that are covered under Medicaid. You might have to make monthly premium payments depending on your household income in relations to your household size. The premiums are usually inexpensive.
Child Care Assistance in New Hampshire
Child care costs and expenses can be very expensive making it hard on low income single parents and families. Fortunately if you are of low income, there are child care assistance programs available.
NH Child Care Scholarship
The NH Child Care Scholarship program has the word scholarship, however if you apply and are accepted you can get the child care assistance as long as your income meets the guidelines. This program helps pay for a portion of the child care costs. To be eligible you must be working, actively looking for work, or in school.
To learn more and to apply check out this NH Child Care Info Sheet.
New Hampshire Head Start Program
The New Hampshire Head Start Program provides child care and help young children from the ages of 0-5 to enhance the social and behavioural skills in preparation for school. In order to be eligible for this program you must be of low income. To take a look at the income guidelines please click here. Check out the New Hampshire Head Start website to learn more and to apply.
Housing and Rental Assistance in New Hampshire
Housing and rental costs can be difficult for low income single parents and families as they struggle to make their rent payments. Fortunately there are a few rental and housing assistance programs available.
New Hampshire Low Income Public Housing Program
The New Hampshire Low Income Public Housing Program provides residents of New Hampshire with reduced rent payments in dwellings owned by the local Public Housing Agencies in your area of the state. Usually you will be placed in an apartment, however it can also be single houses or condos. The housing authorities receive funding from the state, who then use the funds to provide the low income with very low rent payments in safe and sanitary living conditions. To be eligible you must be of low income, usually set at 50% at the median income in the area you live, however this is just a guideline which needs to be discussed with the Housing Agency.
In order to apply, you must contact your local Housing Agency. This list of New Hampshire Public Housing Agencies provides an in depth list of all the Housing Agencies located across New Hampshire. Once you find the Housing Agency in your area, you can contact them to find out the specific income guidelines required, as well as any details or questions you might have about the program.
New Hampshire Housing Choice Voucher Program
The New Hampshire Housing Choice Voucher Program allows residents to receive reduced rent payments in housing of their own choice. Unlike the Low Income Public Housing Program, this program actually allows you to choose your own place. It can be difficult locating a well priced apartment that is safe and sanitary, so this program enables you to afford high quality, affordable apartments. Once you have chosen your home, the Housing Agency provides a voucher to your landlord which covers a good portion of your rent payments. You will only pay a portion of your total rent payment, usually 30-40% of the total rent cost.
To be eligible for this program you must be of low income and meet the income requirements set by the Housing Agencies in New Hampshire. Similar to the Public Housing Program, you must apply through your local New Hampshire Housing Agencies to set up an appointment.
New Hampshire Low Income Home Energy Assistance Program (LIHEAP)
The New Hampshire LIHEAP program helps low income residents pay for their heating bills in the winter. The amount you will receive off your heating bills depends on the funding available, as well as your income.
New Hampshire Weatherization Assistance Program (WAP)
The New Hampshire WAP program reduces your home’s energy consumption by installing various energy efficient improvements. This program will check for air leakage, install installation, ensure the furnace is working correctly and more.
New Hampshire First Time Home Buyers Programs
The state of New Hampshire along with the NH Housing Authority, offer First Time Home Buyer Programs geared towards those looking to buy their first house/mortgage. The programs offer down payment assistance, closing cost assistance, and help with finding low interest rate mortgages.
New Hampshire Home Flex Program
The Home Flex Plus Program provides cash assistance up to 3% of the mortgage amount to help with down payment, and closing/underwriting costs. There is no repayment required on the cash assistance.
To take a look at all the programs offered, check out this list of N.H. Housing Authority Programs.
New Hampshire Affordable Apartment Search
The state of New Hampshire offers a useful tool, that allows you to search for well priced apartments that are located in you area of the state. To use this tool, check out the Affordable Apartment locator.
Transportation Assistance in New Hampshire
Transportation costs can be costly for those who do not own a vehicle, resorting to frequently taking taxis. There are cheaper alternatives and you can also receive free medical transportation.
New Hampshire Medical Transportation Program
The New Hampshire Medical Transportation Program ensure Medicaid participants have the transportation they need to attend doctors appointments, tests etc. You will receive a free ride to and from you medical destination. To learn more about this useful program, check out the New Hampshire Medical Transportation webpage.
There are two driving services that work like a taxi service, however ordinary people drive you where you need to go in their own vehicles. The prices are cheaper than taking a cab, saving you good money over time. Check out uber.com and lyft.com.
Legal Assistance in New Hampshire
Legal advice and assistance is very expensive making it difficult for the low income to receive the legal help they need. Fortunately if you are of low income, you can receive free/discounted legal advice.
New Hampshire Legal Aid
The New Hampshire Legal Aid provides legal information, referrals and assistance to the low income residents of New Hampshire. This program assists in a lot of areas such as: taxes, youth law, evictions, domestic violence, foreclosure and a a lot more. To learn more about this program you can visit the New Hampshire Legal Aid website.
The state of New Hampshire has a good foundation of assistance programs available for the low income residents of the state. If you are of low income, there is a good chance you will qualify for your area of need, which will be of great help to you.
Links and Resources
Find Local State Assistance Financial Help Programs for Single Mothers
Click on any one of the states below on the map (or via the table) to go to our local state assistance guide for that specific state