Low Income Assistance Programs in the State of New Mexico

The state of New Mexico has a populate of nearly 2.1 million with a poverty rate of 21% which is one of the highest in the entire country. The population among children is at 29% which is the highest poverty rate among children in the U.S. There are over 428 000 residents of New Mexico living in a state of poverty. Many single parents, families, and individuals struggle with their basic bills and expenses. Fortunately there are many assistance programs available in New Mexico. This guide will list and explain the assistance programs available.

Financial Assistance in New Mexico

Many single parents and families struggle with basic necessities and cannot provide everything their families needs. Fortunately there is some financial assistance available.

New Mexico Temporary Assistance for Needy Families (TANF)

The New Mexico TANF program provides financial relief payments to low income families in New Mexico. The funds are to be used on necessities needed to ensure your family lives a normal lifestyle. This program also provides job training and education, and assists parents in finding better employment opportunities.

To qualify for this program, you must be of low income and have a children under the age of 19 living in your household. To learn more and to apply, visit the New Mexico TANF webpage.

New Mexico Unemployment Insurance (UI)

New Mexico UI will provide financial relief payments to those who have lost their job through no fault of their own. The amount you receive is based on amounts made with your previous employer. Also, you must be actively looking for work each week you receive benefits.

To learn more and to apply, visit the New Mexico UI webpage.

Food Assistance in New Mexico

If you are struggling in providing your family with adequate, nutritious food, there are some useful food assistance programs available.

New Mexico Supplemental Nutrition Assistance Program (SNAP)

The New Mexico SNAP Program provides food assistance benefits to low income households of New Mexico. The benefit are received on a plastic card called the Alabama EBT Card. This card works similar to a debit card, as it has funds loaded onto it. Simply swipe the card at the checkout with your food, and you are set to go.

To be eligible for this program you must be of low income, meeting the income requirements. To learn more and to apply, visit the New Mexico SNAP webpage.

New Mexico Special Supplemental Nutrition for Women, Infants and Children (WIC)

The New Mexico WIC program provides food and nutrition assistance, nutrition education, and even health care referrals and assistance for pregnant, postpartum women and their children up to age 5. In order to be eligible you must be considered a nutrition risk by a health care professional, or require a special diet.

To be qualify for WIC you must also be of low income, meeting the income requirements. To apply you must set up an appointment with a WIC office nearest your location of New Mexico. You can use this New Mexico WIC locator to find the location closest to you. To learn more about WIC, visit the New Mexico WIC webpage.

New Mexico School Breakfast and Lunch Program

The New Mexico School Breakfast and Lunch Program provides free or low cost meals to under privileged school school children. Your income in relation to household size will determine if the meals are free or low cost. If your family is enrolled under the TANF program, you child can be automatically eligible for this program.

To qualify you must meet the low income limits. To apply, you must contact the school that your child attends. To learn more about this program, visit the New Mexico School Nutrition webpage.

New Mexico Food Banks

If you and you’re family are faced with hunger issues, remember there are numerous food banks located throughout New Mexico. The food offered is free of charge, however you must exemplify the need of food. Check out this list of New Mexico Food Banks to find one near you.

Medical Assistance in New Mexico

Medical costs are very expensive, making it necessary for everyone including the low income to have health coverage. If you are of low income and do not have health coverage, you can still qualify for Medicaid and Children’s Health Plans.

Centennial Care – New Mexico Medicaid

Centennial Care is the new name for the New Mexico Medicaid program provides health insurance benefits and coverage for those who do not qualify under any other plan. New Mexico Centennial Care covers a variety of health services which including:

  • doctor’s visits
  • prescription drugs
  • lab tests and X-rays ordered by doctors
  • hospital care
  • eye care
  • dental care
  • treatments
  • vaccination
  • MRI’s

Centennial Care eligibility is based on your income in relation to the number of people living in your household. You must be considered of low income or very low income. Not all the services will be covered completely as some might require co-payment depending on the service. To learn more and to apply, you can visit the New mexico Medicaid webpage.

New Mexi-Kids (CHIP)

The NewMexi Kids program is the children’s health insurance program for children who don’t qualify under Medicaid or any other plan. The New MexiKids covers all the same health services as Medicaid including dental and vision care.

The income levels required to qualify for this program are a lot lower, making it quite east to qualify. There might be some premiums or co-payments based on your income, however they are usually low. To learn more and to apply, visit the New Mexico Health website.

Child Care Assistance

Child care costs are expensive, making it difficult for low income single parents to work full time because they cannot afford child care. Fortunately, there are child care assistance programs available.

New Mexico Child Care Assistance Program

The New Mexico Child Care Program offers child care assistance by subsidizing the costs of child care. This means the program will pay a portion of your child care costs. To be eligible you must either be working or be in school. You must also be of low income to qualify. To learn more and to apply visit the New Mexico Child Care Program webpage.

New Mexico Head Start Program

The New Mexico Head Start Program provides child care assistance and help young children from the ages of 0-5 to enhance the social and behavioural skills. In order to be eligible for this program you must be of low income, meeting the low income requirements.  To find a Head Start Program in your area of the state, visit the New Mexico Head Start website.

Housing and Rental Assistance in New Mexico

Housing and rent costs seem to continually be on the rise, making it difficult for the lower income residents to keep up with their housing and rent costs. Fortunately, there are assistance programs available.

New Mexico Low Income Public Housing Program

The New Mexico Public Housing Program offers low income residents the opportunity to living in housing owned by Local Housing Agencies with reduced rent costs. The living arrangements are owned by the local Public Housing Agencies in your area of the state. Usually you will be placed in an apartment, however it can also be single houses or condos. The housing authorities receive funding from the state, who then use the funds to provide the low income with very low rent payments in safe and sanitary living conditions.

To be eligible you must be considered low income, which is usually starts at 50% of the average income in your area of the state. To apply you must contact your nearest Housing Agency and set up an appointment to discuss your finances. You can use this list of New Mexico Housing Agencies to find the Agency nearest you. To learn more about this program you can visit the  New Mexico Income Housing website.

New Mexico Housing Choice Voucher Program

The New Mexico Housing Choice Voucher Program allows residents to receive reduced rent payments in housing arrangements of their own choice. Unlike the Low Income Public Housing Program, this program actually allows you to choose your own living place anywhere you want. It can be difficult locating a well priced apartment that is large enough and of high quality, so this program enables you to afford high quality, affordable apartments. Once you have chosen your home, the Housing Agency provides a voucher to your landlord which covers a portion of your rent payments. You will only pay a portion of your total rent payment, usually around 30% of the total rent cost depending on your income.

To apply for this program, you must contact your nearest New Mexico Housing Agency where an appointment will be set up to discuss your finances and situation.

New Mexico Affordable Apartment Search

The New Mexico Affordable Apartment search tool allows you to easily look for high quality, affordable apartments in your area of the state. Use this New Mexico Affordable Apartment Search to get started.

New Mexico Low Income Home Energy Assistance Program (LIEAP)

The New Mexico LIEAP program will help low income households to pay for their energy bills. It is hot year round in New Mexico, so energy bills can be costly. This program will a portion of your bill directly to you energy supplier. Your income depicts how much of the bill is paid on your behalf

To qualify for this program, you must be of low income, meeting the income requirements. To learn more and to apply visit the New Mexico LIHEAP webpage.

New Mexico Weatheriztion Assistance Program (WAP)

The New Mexico WAP  program performs services to homes to make them more energy efficient, resulting in lower energy bills. The services performed could be checking for air leaks, adding insulation, repairing heat/cooling units and more.

To be eligible for this program you must also be of low income, meeting the income requirements.

First Time Home Buyers Programs

The New Mexico Mortgage Finance Authority offers some useful mortgage programs that are designed for those looking to purchase their first home. These programs offer down payment assistance up to 5% of the loan, closing cost assistance and offer very low mortgage rates. To take a look at the program offered and how to apply for the program, visit the New Mexico Housing Mortgage Programs website.

Transportation Assistance in New Mexico

Transportation costs can be expensive for those who do not have a vehicle, as taking a taxi frequently can really add up. There are better alternatives and you can get free rides to medical appointments.

Medical Transportation Services

In New Mexico you can receive provides free medical transportation to and from any doctors appointments, tests etc. for anyone enrolled under Medicaid. To learn more visit this medical transportation webpage.

Uber/Lyft

Rather then taking a taxi, you can use newer driving services called Uber and Lyft that work like a taxi service, however ordinary people drive you where you need to go in their own vehicles. The prices are cheaper than taking a cab, saving you good money over time. Check out uber.com and lyft.com to learn more.

Legal Assistance in New Mexico

Legal costs are very high making it impossible for the low income to get any legal assistance they might need. Fortunately, you can find free and discounted legal service.

New Mexico Legal Aid

The New Mexico Legal Aid provides legal services to low income individuals on New Mexico. There is legal assistance available in a variety of areas such as eviction, foreclosure, domestic violence, legal rights and a lot more. To learn more, visit the New Mexico Legal Aid website.

The state of New Mexico offers many useful assistance programs in attempt to decrease the poverty rate in New Mexico. If you are of low income, you will likely qualify for one or more of these programs that can really help you out.

Links and Resources

New Mexico Benefits Page

New Mexico Housing and Rental Assistance Resource

NewMexico.Gov

Find Local State Assistance Financial Help Programs for Single Mothers

Click on any one of the states below on the map (or via the table) to go to our local state assistance guide for that specific state

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