Low Income Assistance Programs in the State of Oklahoma

The state of Oklahoma has a population of 3.9 million with a poverty rate of 16.5%. The poverty rate in children is higher at 22%. There are over 620 000 Oklahoma residents living in a state of poverty. Many single parents and families struggle with the necessities needed to ensure their families have overeating they need to remain happy and healthy. Fortunately, there are many assistance programs designed for the low income. This guide will list and explain the assistance programs available in Oklahoma.

Financial Assistance in Oklahoma

Many single parents and families struggle with the basic expenses that many take for granted and are in need of financial assistance. There are financial assistance programs available.

Oklahoma Temporary Assistance for Needy Families (TANF)

The Oklahoma TANF program provides temporary cash relief payments to low income families in Oklahoma. The funds are to be used on necessities needed to better provide for your family. The maximum amount an adult with two children can receive on $292 per month. Also this program also provides job training and education and requires the parent to participate in job training.

To be eligible for this program you must be considered low income, and have a child under the age of 19 living in your household. To learn more and to apply, visit the Oklahoma TANF webpage.

Oklahoma Unemployment Insurance (UI)

The Oklahoma UI program provides cash relief payments to those who have lost their job through no fault of their own. The amount you receive depends on a percentage of your earnings with your latest employer. You must be actively looking for work each week you are receiving benefits.

To learn more and to apply, visit the Oklahoma UI webpage.

Food Assistance in Oklahoma

Many families struggle providing their family with the proper food needed. If you are struggling with food costs, there are assistance programs available.

Oklahoma Supplemental Nutrition Assistance Program (SNAP)

The Oklahoma SNAP program provides food assistance to low income single parents, families and individuals throughout Oklahoma. The food benefits are administered on a card that works similar to a debit card called the Access Oklahoma Electronic Benefits Transfer Card. Simply swipe the card at the register when paying for groceries and you will be all set. Each month the Access Oklahoma EBT card is loaded with additional funds.

To qualify for this program, you must be of low income, meeting the income requirements. To learn more and to apply, visit the Oklahoma SNAP webpage.

Oklahoma Special Supplemental Nutrition Assistance Program for Women, Infants, and Children (WIC)

The Oklahoma WIC program provides nutrition assistance with food benefits, as well as health care and social service referrals to pregnant, postpartum, and their children up to age 5. In order to be eligible for this program you must be considered low income, and be deemed at a nutritional risk by a health care provider.

To be eligible for this program you must be of low income, meeting the income requirements. To apply for WIC you must contact the WIC area nearest your location. You can use this Oklahoma WIC locator to find the WIC office closest to you. To learn more about WIC, visit the Oklahoma WIC website.

Oklahoma School Breakfast and Lunch Program

The Oklahoma School Breakfast and Lunch Program provides low cost or free breakfasts’ and lunches to under privileged school children. The family income in relation to household size factor into whether or not the meals are free or low cost.

To be eligible for this program you must be of low income, meeting the income requirements. To apply to this program you must directly contact the school your child attends. To learn more, visit the Oklahoma School Nutriiton website.

Oklahoma Food Banks

The state of Oklahoma features many food banks for those who are struggling with food and hunger. The food offered is free of charge. Check out this list of Oklahoma Food Banks to find a food bank near you.

Medical Assistance in Oklahoma

Medical costs are very high making it necessary for everyone including the low income to have health insurance benefits. If you are of low income, you can qualify for health coverage.

Sooner Care – Oklahoma Medicaid

The Oklahoma Sooner Care is the Medicaid program for Oklahoma, which offers health coverage to those who are of low income and do not have any medical health insurance. Sooner Care covers a variety of health services which including:

  • doctor’s visits
  • prescription drugs
  • lab tests and X-rays ordered by doctors
  • hospital care
  • eye care
  • dental care
  • treatments
  • vaccination
  • MRI’s

Sooner Care eligibility is based on your income in relation to the number of people living in your household. You must be considered of low income or very low income. Not all the services will be covered completely as some might require co-payment depending on the service. To learn more and to apply, you can visit the Oklahoma Medicaid webpage.

Oklahoma Children’s Health Insurance Program (CHIP)

The Oklahoma CHIP program provides health insurance benefits to children who do not qualify under any other health coverage. Oklahoma CHIP covers all the same medical services that Sooner Care covers. Depending on your family’s income, some co-payments for certain services might be required.

To qualify for this program you must be of low income, meeting the low income requirements. The income levels required are a lot lower, making it easier then Medicaid to qualify for. To learn more and to apply, visit the Oklahoma CHIP webpage.

Child Care Assistance in Oklahoma

Child care costs are very expensive making it difficult for low income families to work full time because they need to stay home to watch their child. Fortunately, there are child care assistance programs available in Oklahoma.

Oklahoma Subsidized Child Care Program

The Oklahoma Subsidized Child Care Program provides child care assistance by paying a portion of your child care bill. The payment will go directly to your child care provider with the parents paying their portion as a co-payment. Your income and number of children receiving child care determine the amount of your child care costs that are covered.

To be eligible for this program, you must be considered low income, and the parents must either be working or attending school. To learn more and to apply, visit the Oklahoma Child Care Program webpage.

Oklahoma Head Start Program

The Oklahoma Head Start Program provides child care assistance and helps the readiness of young children from the ages of 0-5 by enhancing their social and emotional development in preparation for school. In order to be eligible for this program you must be of low income, meeting the income requirements.To learn more and to apply check out the Oklahoma Head Start website.

Housing and Rental Assistance in Oklahoma

Housing and rent costs are on the rise, making it difficult for low income single parents and families to manage living costs. Fortunately, there are numerous housing and rental assistance programs available.

Oklahoma Low Income Public Housing Program

The Oklahoma Low Income Public Housing Program offers low income residents the opportunity to living in housing owned by Local Housing Agencies with reduced rent costs. The living arrangements are owned by the local Public Housing Agencies in your area of the state. Usually you will be placed in an apartment, however it can also be single houses or condos. The housing authorities receive funding from the state, who then use the funds to provide the low income with very low rent payments in safe and sanitary living conditions. To be eligible you must be of low income, usually ranging between 50% -80% of the average income in the area you live, however this is just a guideline.

To begin the application process, you must go through your local Housing Agency. This list of Oklahoma Housing Agencies provides an in depth list of all the Housing Agencies located throughout Oklahoma. Once you find the Housing Agency in your area, you can contact them to find out the specific income guidelines required, as well as any details or questions you might have about the program. To learn more visit the Oklahoma Housing Program website.

Oklahoma Housing Choice Voucher Program

The Oklahoma Housing Choice Voucher Program also provides reduced rent costs, however with this program you are able to choose your own living arrangements. It can be difficult locating a well priced apparent that is safe and sanitary, so this program enables you to afford high quality apartments. Once you have chosen your home, the Housing Agency provides a voucher to your landlord which covers a good portion of your rent payments. You will only pay a portion of your total rent payment, usually 30-40% of the total rent cost.

To be eligible you must be of low income. To apply you must set up an appointment with your local Housing Agency where you will discuss your income among other things.

Oklahoma Affordable Apartment Search

If you are having trouble locating a well priced, suitable apartment,you can use this affordable apartment search tool to help you located high quality, affordable apartments in your area of Oklahoma.

Oklahoma Low Income Home Energy Assistance Program (LIHEAP)

The Oklahoma LIHEAP program provides energy assistance by paying a portion of your energy bills, primarily your heating and cooling bills. The amount of your bill that is paid on your behalf depends on your income and household size.

To be eligible for this program you must meet the low income requirements. To learn more and to apply, visit the Oklahoma LIHEAP webpage.

Oklahoma Weatherization Assistance Program (WAP)

The Oklahoma WAP program performs services to homes, allowing them to become more energy and fuel efficient, thus resulting in cheaper energy bills. The WAP program will check for air leaks, add insulation, ensure A/C units are functioning properly and a lot  more.

To be eligible, you must meet the low income requirements. To learn more and to apply, check out the Oklahoma WAP webpage.

Oklahoma First Time Home Buyer Programs

The Oklahoma Housing Finance Authority (OHFA) offers programs for those who need help in purchasing their first home/mortgage. The programs such as the OHFA Dream Program will offers down payment assistance up to 5%, offer help with closing costs, and help finding a low mortgage rate. Check out the Oklahoma Finance Authority website for a list of Home Buyer Programs.

Transportation Assistance in Oklahoma

Transportation costs can be costly for those who have to taxi taxis and public transportation frequently. There are cheaper options then taxis, and you can receive free medical transportation.

Oklahoma Non Emergency Medical Transportation

You can receive free rides to any doctors appointments, tests, and medical treatments you might have. In order to receive these complimentary rides you must be enrolled in Sooner Care (medicaid). To see a list of the transportation available in your area, check out this Oklahoma Medical Transportation webpage.

Uber/Lyft

There are two driving services called Uber and Lyft that work like a taxi service, however ordinary people drive you where you need to go in their own vehicles. The prices are cheaper than taking a cab, saving you good money over time. Check out uber.com and lyft.com to learn more.

Legal Assistance in Oklahoma

Legal costs are very unaffordable for most people, making it almost impossible for the low income to afford the legal help they need. Fortunately there is some free and discounted legal help available.

Legal Aid Services of Oklahoma

The Legal Aid Services of Oklahoma is a non profit law firm that provides free and discounted legal services to low income residents of Oklahoma. Many of the legal services provided helps with issues such as domestic violence, immigration issues, employment issues, evictions, family law and more. To learn more and to find assistance for your needs check out the Oklahoma Legal Aid website.

The state of Oklahoma offers many useful assistance programs to help the low income residents of the state. If you are of low income with children, the chances are good you will qualify for assistance.

Links and Resources

Oklahoma Benefits Page

Oklahoma Housing and Rental Assistance Resource

Oklahoma.GOV

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